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Fintech Fridays
One financial system, product or infrastructure idea explained clearly.
Weekly explanations of the machinery beneath modern financial products: accounts, ledgers, rails, risk, compliance and the product decisions each one forces.
4 entriesFollow this series
The collection
04
Progressive Compliance: Build the Right Friction at the Right Time
The goal isn't to remove compliance from the customer journey. It's to make sure the right friction appears at the right time.
3 min17 Sep 2026
03
A Wallet, a Bank Account and a Virtual Account Are Not the Same Product.
Three balances, three regulatory realities.
10 min05 Jul 2026
02
Designing Onboarding Around Risk.
Every field you add is a risk decision in disguise.
8 min03 May 2026
01
Payment Failure Is a Product Experience.
The error message is the moment trust is decided.
7 min29 Mar 2026