Privacy Notice

Welcome to genesisenwenyeokwu.com ("the Website").

This Privacy Notice explains how personal information is collected, used, stored and protected when you visit the Website, subscribe to the newsletter, contact Genesis Enwenyeokwu, download resources, interact with features, or otherwise use the Website.

The Website is operated by Genesis Enwenyeokwu ("I", "me", "my" or "the Site Owner").

If you have questions about this Privacy Notice or how your information is handled, contact:

Email: gee@genesisenwenyeokwu.com

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1. What this Website is

The Website is an independent personal thought-leadership and publishing platform covering areas including:

• Product Management and Product Leadership
• Fintech and financial systems
• Artificial Intelligence and Product
• Technology and building
• Leadership, strategy and related professional topics

The Website may include essays, newsletters, playbooks, interactive experiences, product experiments, project notes and other editorial or educational material.

It is not a financial service, banking service, investment service, payment service or other regulated financial service.

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2. Information I collect

I try to collect only information that is reasonably necessary for the purpose for which it is provided.

Depending on how you interact with the Website, I may collect the following categories of information.

2.1 Newsletter information

If you subscribe to the newsletter, I may collect:

• your email address;
• your first name, where provided;
• newsletter and topic preferences;
• subscription status;
• confirmation and consent information;
• the date and time of subscription or confirmation;
• the page or source through which you subscribed;
• information relating to newsletter delivery, such as whether an email was delivered, opened or interacted with, where supported by the email service provider.

2.2 Contact and enquiry information

If you contact me through the Website, I may collect information you choose to provide, such as:

• name;
• email address;
• organisation;
• enquiry type;
• message or enquiry details;
• information you voluntarily include in your communication.

Please do not submit sensitive personal information through the Website unless it is genuinely necessary for your enquiry.

2.3 Resource downloads

Where a resource requires an email address before access, I may collect:

• email address;
• first name, where provided;
• resource requested;
• date and time of request;
• relevant consent or communication preference.

Downloading a resource does not automatically mean that you have agreed to receive the newsletter unless the subscription option is clearly presented and you actively opt in.

2.4 Technical and usage information

When you visit the Website, certain technical information may be collected automatically, depending on the analytics and hosting technologies enabled on the Website.

This may include:

• IP address or an abbreviated/anonymised representation of it;
• browser type;
• device type;
• operating system;
• approximate geographic information derived from technical data;
• pages visited;
• referring pages;
• approximate session information;
• interactions with Website features;
• performance and diagnostic information.

This information is primarily used to understand how the Website is being used, improve the experience, maintain security and diagnose technical problems.

2.5 Cookies and similar technologies

The Website may use cookies or similar technologies for:

• essential Website functionality;
• remembering certain preferences;
• analytics;
• measuring Website performance;
• understanding how visitors discover and use the Website.

Where consent is required for a particular category of cookies or similar technologies, the Website will provide an appropriate mechanism to accept or decline them.

You can also control cookies through your browser settings.

3. Why I use your information

I may process personal information for the following purposes.

3.1 Providing the Website

To:

• operate the Website;
• display content;
• provide interactive features;
• deliver requested resources;
• maintain Website security;
• troubleshoot technical issues.

3.2 Newsletter delivery

If you subscribe, I use your information to:

• confirm your subscription;
• send the newsletter;
• manage your communication preferences;
• maintain subscription records;
• understand newsletter performance;
• process unsubscribes and preference changes.

3.3 Responding to enquiries

If you contact me, I use the information you provide to:

• understand your enquiry;
• respond to you;
• communicate with you about the matter you contacted me about;
• maintain an appropriate record of the correspondence.

3.4 Improving the Website

I may use aggregated or appropriately minimised usage information to understand:

• which content is useful;
• how visitors navigate the Website;
• which features are being used;
• where visitors encounter problems;
• how the Website performs.

3.5 Security and abuse prevention

Information may be processed to:

• detect malicious activity;
• prevent spam;
• prevent automated abuse;
• protect the Website and its users;
• investigate technical or security incidents.

4. Legal bases for processing

Where applicable, personal information may be processed on one or more of the following bases:

Consent

For example, where you voluntarily subscribe to the newsletter or consent to optional cookies or communications.

You may withdraw consent where processing is based on consent.

Performance of a request or interaction

For example, where you provide information so that I can respond to a contact or enquiry you have initiated.

Legitimate interests

Where appropriate, information may be processed for legitimate interests such as:

• maintaining and improving the Website;
• protecting the Website against abuse;
• understanding Website performance;
• maintaining appropriate business and communication records.

Where legitimate interests are relied upon, they will be balanced against your rights and interests.

Legal obligations

Information may also be processed where necessary to comply with applicable legal or regulatory obligations.

The applicable legal basis may depend on the particular processing activity and the circumstances.

5. Newsletter communications

If you subscribe to the newsletter, you will receive communications relating to the publication and its subject areas.

The newsletter is intended primarily to provide:

• essays;
• product leadership thinking;
• fintech systems analysis;
• AI and product insights;
• building notes;
• frameworks;
• selected resources and related updates.

You can unsubscribe at any time using the unsubscribe mechanism included in newsletter communications or by contacting:

gee@genesisenwenyeokwu.com

Unsubscribing from the newsletter does not necessarily delete information that I am required or permitted to retain for other legitimate purposes.

6. Third-party service providers

The Website may use carefully selected third-party technology providers to operate certain parts of the service.

Depending on the production configuration, these may include providers for:

• hosting and application infrastructure;
• database storage;
• media/file storage;
• email delivery;
• newsletter management;
• analytics;
• spam and abuse prevention.

Examples may include Vercel, Resend, PostHog, Cloudflare and other infrastructure providers used to operate particular Website features.

These providers may process information on my behalf or independently according to the services they provide and their applicable terms and privacy policies.

I do not sell your personal information to third parties.

7. International transfers

Some technology providers used by the Website may process information outside Nigeria.

Where personal information is transferred internationally, reasonable steps will be taken to ensure that the transfer and subsequent processing are subject to appropriate safeguards and applicable data-protection requirements.

The countries or locations involved may change as technology providers and infrastructure evolve.

8. How long information is retained

I retain personal information only for as long as reasonably necessary for the purpose for which it was collected, unless a longer period is required or permitted by applicable law.

Examples include:

Newsletter subscribers

Information may be retained while you remain subscribed.

If you unsubscribe, your subscription status may be retained so that your unsubscribe preference can be respected and you are not inadvertently resubscribed.

Contact enquiries

Information may be retained for as long as reasonably necessary to manage the enquiry, maintain appropriate records and deal with any resulting relationship or obligation.

Analytics information

Analytics information may be retained according to the configuration and retention policies of the relevant analytics provider.

Legal and security records

Certain information may need to be retained for longer where necessary for legal, security, fraud-prevention or dispute-resolution purposes.

9. Your rights

Subject to applicable law and relevant exceptions, you may have rights relating to your personal information, including the right to:

• request confirmation of whether your personal information is being processed;
• request access to personal information held about you;
• request correction of inaccurate or incomplete information;
• request deletion or erasure of information in appropriate circumstances;
• request restriction of certain processing;
• object to certain processing;
• withdraw consent where processing is based on consent;
• request portability of certain information where applicable;
• object to certain automated decision-making where applicable.

The Nigeria Data Protection Act 2023 recognises data-subject rights including access, rectification, erasure, restriction and objection.

These rights are not absolute and may be subject to legal limitations or exemptions.

10. How to exercise your rights

To make a privacy-related request, contact:

gee@genesisenwenyeokwu.com

Please include enough information for me to understand:

1. who you are;
2. what information or processing your request concerns;
3. what action you are requesting.

For security purposes, I may need to verify your identity before fulfilling certain requests.

I will endeavour to respond within the period required by applicable law.

11. Keeping information secure

Reasonable technical and organisational measures are used to protect personal information against:

• unauthorised access;
• accidental loss;
• destruction;
• alteration;
• disclosure;
• misuse.

However, no internet transmission or storage system can be guaranteed to be completely secure.

You should therefore avoid submitting highly sensitive information through ordinary Website forms or email.

12. Children's information

This Website is intended primarily for adults and professional audiences.

I do not knowingly seek to collect personal information from children.

If you believe that a child has provided personal information through the Website without appropriate authorisation, please contact:

gee@genesisenwenyeokwu.com

13. Links to other websites

The Website may contain links to third-party websites, publications, platforms or services.

Those websites operate independently and have their own privacy practices.

This Privacy Notice does not apply to information collected by third-party websites after you leave this Website.

I encourage you to review the privacy notice of any third-party service you use.

14. Changes to this Privacy Notice

This Privacy Notice may be updated periodically to reflect:

• changes to the Website;
• new features;
• changes to technology providers;
• changes to applicable legal requirements;
• improvements to privacy practices.

The "Last updated" date at the beginning of this notice will be changed when material updates are made.

Where appropriate, significant changes may also be communicated through the Website or newsletter.

15. Contact

For questions, concerns, privacy requests or complaints relating to this Website:

Genesis Enwenyeokwu Email: gee@genesisenwenyeokwu.com

I will make reasonable efforts to address privacy concerns directly.

Where you have a right to do so, you may also contact the relevant data-protection supervisory authority.

16. Important clarification

The content published on this Website represents personal views, analysis, commentary, education and professional experience.

Nothing on the Website should be interpreted as:

• financial advice;
• investment advice;
• legal advice;
• tax advice;
• regulatory advice;
• professional advice specific to your circumstances.

You should obtain appropriate professional advice before making decisions that require specialist advice.